020 673 12 13Knowledge base

Personal, independent mortgage advice in Amsterdam.

Taking out a mortgage is an exciting step and an important decision. At Hypotheek Informatie Centrum you get advice that fits your situation and gives you certainty for the future.

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30+ years
fully independent
100%
independent advice
Free
first introductory meeting
Canal houses in Amsterdam with autumn trees, reflected in the waterExample monthly payment€1,432for €300,000, 30-year annuity, 4.0%Calculate your situation

Your personal mortgage adviser

When you take out a mortgage, your personal situation, your spending pattern, your expectations for the future and complex regulations all play a major role in making the right choice.

Margriet Neervoort is a mortgage adviser at Hypotheek Informatie Centrum. She is fully up to date with current developments in the market and maintains contacts with almost all financial institutions, in the Netherlands and abroad.

A confident choice

We are happy to help you make a choice that suits you and your future. The first introductory meeting is free of charge.

From first meeting to the notary.

  1. Send your documents

    Send us your (financial) documents in advance, preferably by email. That way we get the most out of the first meeting.

  2. Introductory meeting Free

    We take stock of your situation, discuss your options and then agree on next steps.

  3. Advice

    We draw up advice that fits your wishes and goals. We go through it with you and adjust it where needed.

  4. Quotes

    Based on the advice we usually request several quotes. You choose and sign, and we send everything with the attachments to the lender.

  5. Final approval and notary

    Once the lender approves, the notary takes over. We keep following the process until the transfer.

Run the numbers before we talk.

Get a first idea in a minute of what you can borrow and what it costs per month. We do the exact calculation together, taking into account your fixed costs, the value of the home and your plans.

  • Indication based on your gross income
  • Compare annuity and linear repayment
  • No data stored or sent
€60,000
€0
4.0%

Indicative maximum mortgage

€269,000

Gross monthly payment approx. €1,285 on a 30-year annuity

A rough indication, not advice. What you can actually borrow depends on, among other things, your age, debts, the value of the home and the fixed-rate period.

Discuss your situation

Questions we often hear.

Is your question not listed? Feel free to call us. 020 673 12 13

What does the first meeting cost?

Nothing. In the introductory meeting we take stock of your situation free of charge and discuss your options. Afterwards you know exactly what our advice costs: we work with transparent fees.

Are you really independent?

Yes. We have been fully independent for over 30 years and are not tied to any bank or insurer. If you take out insurance through us, we receive a fee from the insurer, but our advice remains independent.

Can I get a mortgage as a business owner?

Certainly. We advise individuals and business owners alike. For business owners we look at, among other things, the annual accounts and tax returns of the past three years.

Which lenders do you work with?

With almost all financial institutions, in the Netherlands and abroad. That way we compare widely and often request several quotes.

Could my current mortgage be cheaper?

That depends on your rate, the fixed-rate period and any early repayment penalty. We work it out for you in an introductory meeting.

Which documents do I need to provide?

That depends on your situation. The checklist next to the step-by-step plan shows what we need if you are employed, self-employed or want to arrange something else.

Well prepared for the first meeting.

Our knowledge base explains the key mortgage questions clearly, with calculators for your own situation.

What does buying a home cost? Buyer’s costs explainedOn top of the price you pay buyer’s costs: transfer tax, notary, valuation and advice. You cannot include them in the mortgage, so you need your own savings. Calculate how much below.Buying a home2 min readHow much mortgage can I get?How much you can borrow depends mainly on your income, the interest rate and the value of the home. Get an indication and read what else lenders take into account.Borrowing and repaying2 min readWhat is NHG and when is it worth it?The National Mortgage Guarantee (NHG) protects you from a residual debt if you unexpectedly have to sell your home. It often also gets you a lower interest rate. Check below whether you qualify.Buying a home2 min read

Go to the knowledge base

Want to be sure your finances are in order, today and tomorrow?

We are here for you. Call, email or request a meeting using the form.

020 673 12 13info@h-i-c.nl
Address
Amstelveenseweg 150
1075 XM Amsterdam
Opening hours
Weekdays 09:00–17:30
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