A lower rate, paying off extra or adapting your mortgage to a new situation: we independently work out for you whether refinancing pays off.
Whether refinancing pays off depends on your current rate, the remaining fixed-rate period and any early repayment penalty. We compare these with the current rates of almost all lenders.
In a free introductory meeting you tell us what you want to achieve. Afterwards you know exactly what it would save and what our advice costs.
Send us your (financial) documents in advance, preferably by email. That way we get the most out of the first meeting.
We take stock of your situation, discuss your options and then agree on next steps.
We draw up advice that fits your wishes and goals. We go through it with you and adjust it where needed.
Based on the advice we usually request several quotes. You choose and sign, and we send everything with the attachments to the lender.
Once the lender approves, the notary takes over. We keep following the process until the transfer.
You tell us what you want to achieve, for example paying off extra or a lower rate. We discuss the options and agree on next steps.
Depending on your goal, you send us the (financial) documents we need.
We draw up advice that fits your wishes and goals. We go through it with you and adjust it where needed.
We request a quote and go through it with you. Once signed, we send it with the attachments to the lender.
As soon as the lender has approved all documents, the change to your mortgage is final.
Get a first idea in a minute of what you can borrow and what it costs per month. We do the exact calculation together, taking into account your fixed costs, the value of the home and your plans.
Indicative maximum mortgage
€269,000
Gross monthly payment approx. €1,285 on a 30-year annuity
Gross monthly payment, first month
€1,432
A rough indication, not advice. What you can actually borrow depends on, among other things, your age, debts, the value of the home and the fixed-rate period.
Discuss your situationOur knowledge base explains the key mortgage questions clearly, with calculators for your own situation.
Refinancing your mortgage: when does it pay off?Have rates dropped since you took out your mortgage? Then refinancing can save money, but you often pay an early repayment penalty. Work out when you earn it back.Refinancing2 min readHow does mortgage interest relief work?In the Netherlands you can deduct the interest on the mortgage for your own home from your income, so part of it comes back from the tax authorities. Work out below what you get back.Tax and relief3 min readAnnuity or linear repayment: what is the difference?With an annuity you pay the same gross amount every month; with linear you repay the same amount each month and your payments go down. Linear costs less interest but starts higher. Compare them below.Borrowing and repaying2 min readWe are here for you. Call, email or request a meeting using the form.
