What does the first meeting cost?
Nothing. In the introductory meeting we take stock of your situation free of charge and discuss your options. Afterwards you know exactly what our advice costs: we work with transparent fees.
Know where you stand.
Hypotheek Informatie Centrum in Amsterdam provides tailored financial advice for individuals and business owners. Independent, objective and with transparent fees — fully independent for over 30 years.
- 30+ years
- fully independent
- 100%
- independent advice
- Free
- first introductory meeting
One package that fits your personal situation.
We map out your financial wishes and options precisely and make your planning crystal clear. Service starts with personal contact, short lines and being easy to reach.
Buying a homeYour first home or your next step. We compare lenders in the Netherlands and abroad and guide you all the way to the notary.About mortgage advice 
Refinancing your mortgageCould your current mortgage be cheaper? A lower rate or paying off extra: we work it out for you.How refinancing works For business ownersAnnual accounts, tax returns: we know which lender suits your situation as a business owner.Mortgages for business owners InsuranceYour risks mapped, your policies reviewed, and help when you have a claim.Financial planBuilding wealth or covering risks: one clear plan for today and tomorrow.The first meeting is free.We take stock briefly and discuss your options.Book a meeting
Refinancing your mortgageCould your current mortgage be cheaper? A lower rate or paying off extra: we work it out for you.How refinancing works For business ownersAnnual accounts, tax returns: we know which lender suits your situation as a business owner.Mortgages for business owners InsuranceYour risks mapped, your policies reviewed, and help when you have a claim.Financial planBuilding wealth or covering risks: one clear plan for today and tomorrow.The first meeting is free.We take stock briefly and discuss your options.Book a meeting Run the numbers before we talk.
Get a first idea in a minute of what you can borrow and what it costs per month. We do the exact calculation together, taking into account your fixed costs, the value of the home and your plans.
- Indication based on your gross income
- Compare annuity and linear repayment
- No data stored or sent
Indicative maximum mortgage
€269,000
Gross monthly payment approx. €1,285 on a 30-year annuity
Gross monthly payment, first month
€1,432
- Interest
- €1,000
- Repayment
- €432
- Total interest over the term
- €215,609
A rough indication, not advice. What you can actually borrow depends on, among other things, your age, debts, the value of the home and the fixed-rate period.
Discuss your situationFrom first meeting to the notary.
Send your documents
Send us your (financial) documents in advance, preferably by email. That way we get the most out of the first meeting.
Introductory meeting Free
We take stock of your situation, discuss your options and then agree on next steps.
Advice
We draw up advice that fits your wishes and goals. We go through it with you and adjust it where needed.
Quotes
Based on the advice we usually request several quotes. You choose and sign, and we send everything with the attachments to the lender.
Final approval and notary
Once the lender approves, the notary takes over. We keep following the process until the transfer.
Introductory meeting Free
You tell us what you want to achieve, for example paying off extra or a lower rate. We discuss the options and agree on next steps.
Send your documents
Depending on your goal, you send us the (financial) documents we need.
Advice
We draw up advice that fits your wishes and goals. We go through it with you and adjust it where needed.
Quote
We request a quote and go through it with you. Once signed, we send it with the attachments to the lender.
Final
As soon as the lender has approved all documents, the change to your mortgage is final.
Insight into your risks, and what you pay for them.
Orientation & inventory
We map the risks you run, and which ones you have already covered.
Advice
We analyse your current policies: are the main risks properly insured, and at what price?
Arrangement
If you agree, we arrange new policies, changes and cancellations.
Claims
We report your claim to the insurer, bring in an expert if needed and follow up on the settlement.
Steps 1 and 2 are free of charge. If you take out insurance through us, we receive a fee from the insurer. Our advice remains 100% independent.
An independent office on the Amstelveenseweg.
We maintain contacts with almost all financial institutions, in the Netherlands and abroad. And you always speak to the same adviser.
Questions we often hear.
Is your question not listed? Feel free to call us. 020 673 12 13
Are you really independent?
Yes. We have been fully independent for over 30 years and are not tied to any bank or insurer. If you take out insurance through us, we receive a fee from the insurer, but our advice remains independent.
Can I get a mortgage as a business owner?
Certainly. We advise individuals and business owners alike. For business owners we look at, among other things, the annual accounts and tax returns of the past three years.
Which lenders do you work with?
With almost all financial institutions, in the Netherlands and abroad. That way we compare widely and often request several quotes.
Could my current mortgage be cheaper?
That depends on your rate, the fixed-rate period and any early repayment penalty. We work it out for you in an introductory meeting.
Which documents do I need to provide?
That depends on your situation. The checklist next to the step-by-step plan shows what we need if you are employed, self-employed or want to arrange something else.
Want to work it out first?
Our knowledge base explains the key mortgage questions clearly, with calculators for your own situation.
How does mortgage interest relief work?In the Netherlands you can deduct the interest on the mortgage for your own home from your income, so part of it comes back from the tax authorities. Work out below what you get back.Tax and relief3 min readAnnuity or linear repayment: what is the difference?With an annuity you pay the same gross amount every month; with linear you repay the same amount each month and your payments go down. Linear costs less interest but starts higher. Compare them below.Borrowing and repaying2 min readWhat does buying a home cost? Buyer’s costs explainedOn top of the price you pay buyer’s costs: transfer tax, notary, valuation and advice. You cannot include them in the mortgage, so you need your own savings. Calculate how much below.Buying a home2 min readForms at hand.
Checklists, comparison cards and claim forms to prepare your application or claim. All files are PDFs in Dutch.
Want to be sure your finances are in order, today and tomorrow?
We are here for you. Call, email or request a meeting using the form.
- Address
- Amstelveenseweg 150
1075 XM Amsterdam - Opening hours
- Weekdays 09:00–17:30